Author: super@dmin

What can you do to help the planet? Limiting global warming to 1.5 degrees Celsius “would require rapid, far-reaching and unprecedented changes in all aspects of society,” according to a report released this week by the Intergovernmental Panel on Climate Change, the United Nations body that aims to provide scientific evidence and consensus on climate…

It’s been two decades since David Bach wrote “Smart Women Finish Rich,” the book that went on to sell a million copies and spawn his best-selling “Finish Rich” series. Now Bach is back with a new edition for the 20th anniversary. We spoke to the well-known personal finance author and co-founder of AE Wealth Management about what…

It’s groundhog day for digital currencies as most major coins begin Tuesday at or near recent levels. Bitcoin, BTCUSD, -0.92% the world’s largest digital currency with a market cap or more than $100 billion, is trading at $6,598.85, down 0.6% since Monday at 5 p.m. Eastern Time on the Kraken exchange. This after the No.…

If you hang out in the Northeast and talk to financial types and academics who worry about pensions and retirement income, it is easy to get lulled into the notion that the mass affluent — the upper middle of the income distribution — have incomes of about $250,000. That’s why I welcome every year the…

Inflation may be climbing, but real interest rates are still relatively low. Because of this, retirees may want to adjust their saving habits accordingly. If global capital markets are to continue generating low returns in the future, Americans might change how and when they retire, according to a newly released research paper by researchers at…

You may not think the number of words in an email subject line says anything about you, but at least one company is betting that the metric can help determine your likelihood of paying back a loan. LenddoEFL, based in Singapore, is one of a handful of startups using alternative data points for credit scoring.…

Last week’s big move up in yields on 10-year Treasury notes sent stocks reeling. The Dow Jones Industrial Average DJIA, -0.26%  has lost more than 500 points since last Wednesday and the S&P 500 SPX, -0.10%  is down more than 60 points, or 2%. The yield on the 10-year Treasury TMUBMUSD10Y, -0.12%  had hovered below…

With the stock market becoming more volatile, it will be useful to learn how to use two basic option strategies: buying calls (if you believe the market or a stock is going up), or buying puts (if you believe the market or a stock will go down). The benefit to buying either calls or puts…

U.S. stocks’ performance so far this year offers a perfect illustration of why investors should not exaggerate the benefits of international diversification. When the U.S. stock market plunged more than 10% in late January and early February, for example, international stocks lost even more. Far from cushioning the fall for investors, they made things slightly…

This article is reprinted by permission from NerdWallet. First-time home buyers might have a couple of things to cheer about in the final three months of 2018, even as mortgage rates are expected to continue their slow rise. Here are three housing and mortgage trends to keep an eye on from October through the end…